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CAN CHILDREN AFFORD TO BE SICK IN AMERICA?
Annotated Bibliography
Stephanie Jamieson
3rd Year Law Student
The University of Dayton School of Law
Fall 1998 |
| Introduction
This annotated bibliography explores the issues, concerns, and steps
taken toward insuring America's uninsured children. More than eight million
of America's children are uninsured. Out of the eight million, several
children qualify for some type of state aid but they are not aware of this
fact. Many children reside in homes with at least one working parent and
(mostly due to finance) they remain uninsured.
Uninsured children are a national problem and it has recently become
a national concern. On the local level, everyday citizens, doctors, and
elected leaders are getting involved reforming the health care system.
On a national level, the president is calling for and actively taking part
in changing the health care system as it relates to children. America is
finally realizing that something must be done to ensure adequate insurance
coverage for our children.
In recent years, several local, state, and federal programs have been
enacted to help in insuring all of the children in the United States. Programs
such as the State Children's Health Insurance Program (SHIP), the Children's
Health Insurance Program (CHIP), and the expansion of Medicaid.
Medicaid is a program designed to help the financially disadvantaged
to receive medical care. However, many children were falling through the
cracks of Medicaid. If their parents earned "too much" then the children
could not receive Medicaid. Yet many times those parents did not earn enough
to be able to afford private insurance. The government saw this as a national
problem and took steps to remedy the situation.
To handle this problem, the federal government allocated money to every
state. With this money the states had the option to either expand their
Medicaid system or create a new insurance plan for uninsured children.
States have not taken this task lightly. States have expanded Medicaid
to include more children, created CHIP and SHIP. The creation of CHIIP
and SCHIP have made a big difference in the lives of many children.
A high percentage of minority children are uninsured. Researchers have
cited numerous reasons for the disparity. The most common reason deals
with the issue of poverty. Many of America's minority children live in
poverty. Therefore, private insurance is something that is not affordable.
However, many children qualify for Medicaid and their parents do not even
know it. Many minority children who qualify for Medicaid are going without
health insurance.
In conclusion, uninsured children have been a problem for long time.
It has finally become a national priority. Government aid has helped to
reduce the amount of uninsured children on a national and local level.
However, many children remain uninsured. Local groups, children's advocates,
and elected officials are helping to spread the word to people about the
importance of children being medically insured. If things continue in the
present manner, then by the year 2,000, the United States should see a
significant drop in the number of its uninsured children. |
| Stephanie Jamieson
is a third-year law student at the University of Dayton School of Law in
Dayton, Ohio. She graduated cum laude in 1996 from Mercer University in
Macon, Georgia, with a B.A. degree in Sociology. |
| Annotations |
Department
of Health and Human Services, Office of Health Policy: Chartbook
on Children's Insurance Status, http://aspe.os.dhhs.gov/health/chartbk/cover.htm,
(last visited Dec. 3, 1998)
This comprehensive Chartbook examines the make-up and other characteristics
of insured and uninsured children in the United States. The data in this
Chartbook comes form the March 1996 Current Population Survey and it reflects
the insurance status of children in 1995.(1) This thirty- four page report
consists of charts, graphs, and tables that show the composition of insured
and uninsured children (under the age of 18).
The one age group that has the highest percentage of uninsured children
is 18 years old.(2) Also, the largest ethnic group that represents uninsured
children is Hispanics.(3)The chart also shows that many uninsured kids
live with at least one adult worker with a full or part-time job (87%).(4)
It amazes me to see that working parents are (in large numbers) unable
to afford private insurance for their children. The majority of children
who have two working parents are usually insured. What does this say about
the state of our country in which people can wake up every morning, go
to work, and not be able to afford private insurance for their children?
Also, if the parent makes above a certain amount, then their children do
not qualify for Medicaid. Fortunately changes are being made to try to
remedy that problem.
|
Arloc Sherman,
Poverty
Matters: The Cost of Child Poverty in America
http://www.childrendefense.org/fairstart_povmat.html,
(last visited Dec. 1, 1998)
This thirty-six-page article focused on the effects of poverty on children
and proposes possible methods to ending child poverty. However, the article
fails to focus directly on the issue of uninsured children in poverty adequately.
This kind of surprised me. However, indirectly, the article did note the
lack of adequate health care the children in poverty received.
I found the snip-its of people's life stories very interesting. This
helps to put the article into perspective and aids the reader in seeing
that this article is dealing with real people and real lives. Also, the
article addressed the cycle of inadequate health care of children in poverty.
It noted inadequate prenatal care and then the eventual inadequate health/medical
care of the child due to lack of money. Reports have continuously shown
that children in poverty lack adequate health insurance. Medicaid is there
to help. However, it is unable to reach every child either because the
parents do not know their children qualify for Medicaid or because the
parents earn too much to qualify for Medicaid. More programs are being
created so that when children are moved out of poverty status (in which
they received Medicaid) they would still qualify for insurance if their
parents do not earn enough to afford private insurance. The new plans have
been created because the system would be working backwards to guarantee
children insurance if they are "poor enough" but not guarantee insurance
to children who are not "rich enough" to afford private insurance and "not
poor enough" to receive Medicaid.
|
| Sara
Rosenbaum, Rationing Without Justice: Children and The American Health
System, 140 U. Pa. L. Rev. 1895 (May 1992)
This commentary reviewed the health status of children and presented
data on children's insurance coverage and access to health services. There
is a high likelihood that children in poverty lack health insurance. Children's
access to health care is highly associated with health insurance coverage,
which many children do not have. In 1990, the amount of uninsured children
would have surpassed 18 million had it not been for Medicaid.(5)
In 1990, the majority of uninsured children were Black and Latino.(6)
In 1990, 12.9% of children under age 18 were uninsured, out of that 12.5%
were White, 14.4% were Black, and an alarming 28.3% were Latino.(7) Poverty
plays a big role in children being uninsured or inadequately insured. Steps
are being taken to improve the conditions of uninsured children in poverty.
Often, children are uninsured because their parent/s make too much money
to qualify as living in poverty. However, the parents then usually do not
earn enough to afford health care. I believe many Blacks and Latinos fall
into that category of the working poor. That would help to explain the
high level of children of color who are uninsured yet have parents that
work.
|
U.S.
Census Bureau, Low
Income Uninsured Children by State,
http://blue.census.gov/hhes/hlthins/lowinckid.html, (last
visited Dec. 3, 1998)
The United States Census Bureau has published on the Internet the national
statistics of children on poverty and uninsured children in poverty. The
statistics reflect the number of children under the age of 19 who are at
or 200% below the poverty level. Also, the statistics also reflect the
percentage of children at or below 200% poverty level who are uninsured.
The statistics reflect three year averages-- 1993-1995; 1994-1996; and
1995-1997.
Most of the states have increased in the amount of children in poverty.
Following suit, many states have also increased in the amount of uninsured
children in poverty. The two states that remain on top in terms of the
highest amount of children in poverty and uninsured are California and
Texas.(8) It is interesting to note that California is one of the few states
that have declined (thought not significantly) in the number of uninsured
children at or below 200% poverty level. The decline is due to the fact
that California has implemented many programs to deal with this problem.
Other states could look at California as an example for other states to
follow.
|
| Laura Summer,
Sharon Parrott, and Cindy Mann, Center on Budget and Policy Priorities:
Millions of Uninsured Children
are Eligible for Medicaid, http://www.cbpp.org/mcaidprt.htm, (last
visited Dec. 3, 1998)
This very helpful and comprehensive article focuses on under insured
and uninsured children who are unknowingly eligible for Medicaid. Under
federal law, a child under the age of six is eligible for Medicaid if his/her
family's income is below 133% of the federal poverty line.(9) A child between
the ages of 6 and 13 is also eligible if their family income is below 100%
of the poverty line.(10) There is a plan for a new age group of children
to be "phased in" so that all poor children under age 19 would be eligible
for Medicaid by the year 2002.
There would be a drastic drop in the amount of uninsured children if
more of them were enrolled the Medicaid program. This article would alleviate
fears of working parents who may incorrectly assume that their job and
income would disqualify their child from Medicaid. In 1994, nearly 80%
of uninsured children (under age 11) who lived in families, that earned
some type of income, were eligible for Medicaid but were not enrolled.(11)
The authors suggest that new welfare laws, along with declining rates of
employer-provided health care coverage for children, will lead to an increase
of Medicaid eligible children not participating in the program.
This was a very in-depth article about the high rate of children that
are unnecessarily uninsured. It explored the different effects that new
welfare laws will have on Medicaid eligibility. Also, it provided statistics,
state by state, to show how many of America's children are going without
insurance or have inadequate insurance when there is good coverage available.
|
| Weigers
ME, Weinick RM, Cohen JW, MEPS Chartbook No. 1: Children's Health 1996(1998).
During the last decade, Medicaid has expanded to decrease the amount
of uninsured children. However, there are still a large number of children
who are uninsured. It is estimated that 15.4% of America's children were
uninsured for the first half of 1996.(12)Number wise, that is nearly 11
million uninsured children.(13) It looks a lot differently when you put
it in actual numbers versus percentage. Of those uninsured children, 90%
lived in households with at least one working adult.(14) Out of the total
amount of the uninsured children, Hispanics were the largest with 27.7%,
next were Blacks with 17.6%, and Whites with 12.3%.(15) In terms of private
insurance, 73.9% of White, 41.7% of Black, and 39.8% of Hispanic children
had coverage.(16) But as to public health care plans, 13.8% of White, 32.5%
of Black, and 40.8% of Hispanic children had coverage.(17) Looking at those
statistics proves that more needs to be done to maintain and insure that
adequate public insurance is always available for children.
Approximately one out of every four children lives in a single family
household.(18) Of those children in single households, 38.7% have private
insurance; 41.5% have public insurance; and 19.8% are uninsured.(19) For
children in two parent households, and alarming 73.7% have private insurance;
12.7% have public insurance; and 13.6% are uninsured.(20)
The employment status of parents also plays a role in the insurance
coverage of children. A high percentage of insured children in America
are covered by the jobs of their parent/s. Recent Medicaid expansion has
had a great and positive impact on decreasing the number of uninsured children.
In 1987, Medicaid covered 12.4% of children, and in 1996, 20.9% were covered.(21)
Under the revised Medicaid program, in 1996, 9.4 million children that
were eligible would not have been eligible in 1987.(22) It appears that
the biggest barrier to children in not receiving health care is the inability
of their parent/s to afford physician fees.
|
| Margaret E. Weigers, Ph.D., Robin M. Weinick, Ph.D.,
Joel W. Cohen, Ph.D.,Children's
Health 1996: MEPS
Chartbook No. 1 (online) http://www.ahcpr.gov/research/chrtbk/chrtbk1a.htm,
(last visited Dec. 3, 1998)
This online version of the MEPS Chartbook is more helpful than the book
version. Continuous updates are provided. The online version of this Chartbook
was last updated March 1998. Also the online version has links that take
the reader directly to other sites that provide more information about
MEPS, survey methods, projected health spending, and many other links.
|
| Joshua M. Wiener and Jeannie Engel,
Brookings Dialogue on Public Policy: Improving Access to Health Services
for Children and Pregnant Women, Chap 3 The Economic and Budget Context
(1991)
Improving access the heath services for children will most likely call
for tapping into new resources. Children's health initiatives are usually
made to compete with other programs to obtain additional federal funding.
Even if, as it has been suggested, federal taxes were raised, the extra
money would most likely go to deficit reduction rather than children's
health care policy or program. The author acknowledges that it is common
for federal policy makers in one breath to voice their support for improving
services for children but in another breath to deny the additional funds.
There is usually a divide between who should take the bulk of improving
children's health care services, the federal government or state government.
People who want government programs to improve access to health care
for children are often split when it comes to saying which level of the
government should be primarily responsible for expenditures -- federal,
state, or local.(23) But despite that the authors are in accord that federal
government should play a big role in providing health care for children
because: 1. Millions of children are uninsured and improving health care
access is a national problem; 2. Improving the problem is a matter of resource
allocation and federal government better able to do so; 3. Federal mandates
will get all states to comply and take part in proving health care access;
and 4. Federal government could issue all people are equally eligible to
take part in access to health care.(24) I agree with the authors. Federal
government is better able to handle this issue. This is a national problem
that will require national action (federal government ) and individual
action (private organizations) to work together. But in the end the federal
government is better equipped to set national laws o ensure equal access
and it better able to fund any of these ventures. We spend money in the
military so why not health.
|
| Raymond
C. O'Brien, Rev., An Argument for the Inclusion of Children Without Medicare,
33 U. Louisville J. Fam. L. 567 (1995).
Statistics have shown that too many of America's children are uninsured.
This article suggests that if America wants healthy children then it should
include children into the Medicare program. Medicare is a nationwide health
insurance program designed for the elderly and certain disabled people.
The author feels that Medicare should be expanded because Medicaid only
covers a fraction of the nation's poor children. According to the article,
Medicare would be better able to cover children because it is a more established
program that has had success covering the elderly population.
Medicare was created to meet the needs of the elderly, and it can now
also be used to meet the needs of children. The author feels that there
are unique health care conditions that affect children and justifies their
need to be included within the Medicare program. Unique health conditions
that affect children are: 1. Discrimination; 2. Racism; and 3. Poverty.(25)
One of the examples that the author uses to demonstrate these conditions
is babies suffering with AIDS. The one group of children discriminated
against the most, by the health care system, is children with AIDS.(26)
Also, most of the children who end up untreated and dying from AIDS are
infants of color.(27) The author feels that shows racial discrimination
in the health care system. Under the condition of poverty, it has been
seen statistically shown that poor children have the highest rate of being
uninsured.
The author feels strongly about including children in the Medicare program
if America wants to ensure healthier and medically insured children. I
see a potential problem with inclusion of children within Medicare. I feel
there would be concerns that diverting funds for children would take away
from the original aim of Medicaid -- to assist the elderly. Also, I feel
that the expansion of Medicaid over time will prove to be more successful
than it has been in the past.
|
Children's
Defense Fund, 14
Things You Should Know About the New Child Health Program,
http://www.childrensdefense.org/health_14things.html,
(last visited Nov. 16, 1998)
This article begins by telling the reader some basic facts about uninsured
children. As of December 19, 1997, seven out of every ten people who lost
health insurance daily were children.(28) The bulk of children who are
uninsured fall into the gap of having parents who earn too much to quality
for Medicaid but earn too little to afford private insurance. The new health
legislation targets this group of children. This article informs the reader
as to the amount of money available to states and what the states can do
with the money. States have the ability to either expand their Medicaid
coverage or create new child health programs. A state that plans to create
their own health care system must follow a certain set of guidelines. Title
XXI of the Social Security Act provides these guidelines.(29) This article
explains the provisions of this statute in a way that allows the average
reader to understand the guidelines.
This article advocates using the federal funds further to expand the
Medicaid program versus creating a new child health program. It is argued
that it would make more economic sense to work with the already established
system versus creating a new one that may cost more and may be no more
effective. I agree with that assessment. Our nation is in too much of a
critical state to try to take money to experiment with a new health program
that has no guarantee of success. There is a greater guarantee of success
by expanding our existing Medicaid coverage to include the children who
fall in the gap of being too "wealthy" for Medicaid and too "poor" for
private insurance.
|
Harold
E. Varmus, Managed
Care For Children: Medicaid and the Uninsured http://www.nimh.nih.gov/research/prtyrpt/
managedcareforchildren.html,
(last visited Dec. 3, 1998)
Part V of this article deals with managed care for children. The staff
at the National Advisory Mental Health Council conducted an analysis on
the cost of private managed behavioral health insurance plans that provide
coverage to children. It was predicted that enactment of mental health
parity legislation for children who are uninsured would push the existing
trends toward greater management of mental health benefits.(30)Uninsured
children have lower levels of mental service use than Medicaid children.(31)The
study showed that the uninsured children's population more resembles the
uninsured population versus the Medicaid population.(32) The author suggests
a possible reason for the higher amount of Medicaid children receiving
more mental health care versus uninsured children. It is proposed that
compared to children who use Medicaid, uninsured families have experienced
fewer of the social problems of poverty that would elevate the risk for
mental disorders.(33)
This article poses a new way of looking at Medicaid coverage when it
comes to covering children with mental conditions. I do not know if I agree
with the assessment that children on Medicaid would have more mental problems
because of their economic and social status in society. Instead it could
simply be that people on Medicaid do not feel restricted when it comes
to taking their children to a doctor even if the doctor is a psychiatrist
or a psychologist.
|
| AHCPR:
Agency for Health Care Policy and Research, AHCPR
Research on Children's Health, http://www.ahcpr.gov/research/chilres1.htm,
(last visited Dec. 3, 1998)
This site has links and information about children's health care insurance
issues. On this site, a ten-page article also is discussing the Agency's
research on children's health.
Over the past quarter century, health services researchers compiled
thorough data about the health of adults. The article calls for more research
to be conducted on children concerning their own health issues in order
to be able to receive adequate medical care to combat illnesses. More needs
to be done to improve the quality of health care that children receive.
The only way to do this is by conducting research and finding out what
works and what does not.
This article includes a listing of numerous AHCPR sponsored research
groups. A brief description of each of the researchers' work is also included.
More specifically, researchers that study health care organizations' use,
quality, access, and costs for children are in section two on pages two
and three. Everything from race, ethnicity, economic level, to Medicaid
program is researched to understand their role and effect of access of
health care by children. This site and article were very helpful and informative.
|
The
White House Office of the Press Secretary, President
Clinton Announces a Series of New Efforts to Enroll Uninsured Children
in Health Insurance Programs,
http://whitehouse.dm.net/library/1998/10657.TXT,
(last
visited Dec. 3, 1998)
On February 19, 1998, at the Children's National Medical Center, President
Clinton announced new efforts designed to enroll millions of uninsured
children who are eligible for Medicaid or other state-based children's
health programs but are not currently enrolled.(34) The efforts included:
1. Expansions under the children's Health Insurance Program (CHIP); 2.
Presidential Directive to Federal Agencies; 3. Budget proposals to provide
funding for children's healthy policy; and 4. A set of public/private initiatives
designed in partnership with Governors, health care providers, children's
health advocates, foundation, businesses and many others who are committed
t providing coverage for our country's uninsured children.(35)
More than 10 million children are uninsured and over three million are
unaware that their children qualify for Medicaid.(36) Several steps have
been taken to show how serious President Clinton is about government taking
more of an active role in enrolling uninsured children. An executive memo
was sent to eight Federal Agencies that have jurisdiction over children's
programs directing them to establish a multi-agency effort to enroll uninsured
children. These agencies were instructed to: 1. Ensure that people are
aware of health insurance programs that are available to children; 2. Develop
children out reach programs to informal and assist people in insuring their
children; and 3. Report, in 90 days, on their plans to assist on their
enrollment of uninsured children.(37)The President's FY1999 budget proposed
investing $900 million over five years in children's health outreach program.
All of the private sector commitment ideas sound very good because the
public needs to get more actively involved in solving this problem. However,
everything looks good on paper. Only time will tell if the proposals are
effectively carried out.
|
| Anna
Wermuth, Kidcare and the Uninsured Child: Options for an Illinois HealthInsurance
Plan, 29 Loy. U. Chi. L.J. 465 (Winter 1998)
This comment deals with the advances in assuring health insurance for
more children. Also, it looks at how Illinois has taken advantage of these
national improvements. Currently, child advocates estimate that 10 million
children in America are uninsured and the majority come from homes with
working parents.(38) The parents either earn too much to qualify for Medicaid
or do not earn enough to afford private insurance. Prior to August of 1997,
little had been done to develop programs for the children who fell in the
middle -- the "near poor" children.
On August 5, 1997, President Clinton passed the Balanced Budget Reconciliation
Act of 1997 (BBA).(39) The BBA ensured that the federal government would
allocate forty-eight billion dollars from the federal government to the
State Children's Health Insurance Program (SCHIP).(40) Under the BBA, states
had the option of: 1. Expanding Medicaid benefits to include more children;
2. Create a new State Child Insurance Health Plan (SCHIP); or 3. Provide
health insurance to low-income children by combining the first and second
approach.(41) I think option three could be the most effective way of ensuring
that more uninsured children became insured. However, option three does
include option two which is basically creating an insurance plan. If a
state wishes to see immediate results taking time to create an insurance
plan for children might not be the quickest route. Illinois elected to
go with the first option, to expand Medicaid for uninsured children. This
was the one method that Illinois felt, if used properly, could extend benefits
to the state's 300,000 uninsured children.(42) Illinois thought that it
was best to improve the old system versus creating a new one that had the
potential to have the same problems as the original ("near poor" not being
helped).
|
Marian
Wright Edelman, Children's
Defense Fund,
http://www.childrendefense.org/index.html, (last visited
Nov. 16, 1998)
This is a very excellent and informative site. This comprehensive site
it dedicated solely to improving the lives of children. Through this site
Internet surfers will be able to access online information about advances
in children's health care.
There are links that will take readers to snapshots and reviews of every
state's Medicaid and State insurance plan for children. The site is continuously
expanding to include new data about the constantly expanding the national
health care plan for uninsured children. There are also links that connect
interested surfers to information on how to take an active role in assuring
adequate insurance coverage of America's children. There is even a link
that allows parents to sign their children up for free or low-cost health
insurance.
|
American Academy of Pediatrics,
State Children's Health
Insurance Program {SCHIP} http://www.aap.org/advocacy/schip.htm,
(last
visited Sept. 23, 1998)
This website, created by the American Academy of Pediatrics, is very
informative. The creators took the time to identify SCHIP (State Children's
Health Insurance Program). This site has links to answer various possible
questions about this new program to expand health care coverage for children.
The links, include SCHIP: provisions; policy statements, implementation
principles, and strategies; updates and coverage. Summaries are provided
for better comprehension of the SCHIP links. The creators of this page
have put together a very useful tool for people who wish to learn more
about SCHIP. There is even a link that allows people to sign up and receive
weekly updates of SCHIP via E-mail. The American Academy of Pediatrics
has seriously taken on the task of actively trying to improve health care
coverage for children with the creation of this website their work was
not in vain because this site is very resourceful.
|
National
Conference of State Legislatures, The
Children's Health Insurance Program (CHIP),
http://www.ncsl.org/programs/health/chiphome.htm, (last
visited Dec. 3, 1998)
This is a very helpful website for those who wish to find out more information
about the CHIP program. The National Conference of State Legislatures created
the site. As of, Dec. 3, 1998, this site has eight links that connect visitors
to various CHIP information. There is a link to "CHIP chart" that takes
a snapshot of 50 states' activities that include the latest legislation
and HCFA approvals. Another link is a "CHIP - State Program Information"
which shows summaries of state plans to improve children's health care
and insurance access. The "CHIP and Cost-Sharing" link shows the cost sharing,
in all sates, including co-payments, co-insurance, as well premiums. A
"Chip and Dental Care" link provides information on states that have selected
a non-Medicaid CHIP plan. The "CHIP Federal Funding and Statistics" link
is a one page information chart. This site also provides a link to the
"CHIP and Mental Health/Substance Abuse," which shows coverage for all
fifty states concerning mental health and substance abuse. Another link
is "CHIP and Outreach" which outlines state plans in conducting outreach
programs. There is also a general link that connects to all other CHIP
related website.
I found this site to be very informative. Accessing this site can answer
any possible questions that a person can have about the CHIP program. This
website allows one to find out what is going on in his/her own state concerning
improving access or assisting children to receive insurance and better
health care.
|
Healthy Families States Plan, Healthy
Families State Plan Summary: Helping Uninsured Children,
http://www.dhs.cahwnet.gov/healthyfamilies/hfp/hffacts.htm,
(last visited Dec. 3, 1998)
California has the highest number of uninsured children and they have
taken many steps to resolve this problem. There are many programs in California
designed to improve health access for children. Some of the main beneficial
programs are Healthy Start, the Health Insurance Plan of California (HIPC),
and access for Infants and Mothers (AIM). Despite the existence of these
programs, many do not qualify because their families earn either too much
for Medi-Cal or too little for private insurance. So to remedy this problem,
Healthy Families Program was created.
Healthy Families Program provides health coverage to children by subsidizing
private health insurance policies.(43) Under this program a child gets
all the basic health care (medical, dental, hearing, and vision) needed
for school and families have a choice of health plans. In order to qualify,
family's income must be between 100 and 200 percent of the Federal Poverty
Level; must not be eligible for free Medi-Cal coverage; and must not be
covered by any form of insurance three months before eligibility.(44) Families
are asked to pay a nominal fee in relation to the policy plan they choose,
their income, and the amount of children enrolled.(45) This is an excellent
program. By accessing this website, people can obtain more information
about this program. Many more states need to create some sort of default
insurance plan like the Healy Program. With the existence of more programs
like that, the number of uninsured children should decrease with each new
year.
|
| Neal Halfon et al., Medicaid
Enrollment & Health Services Access by Latino Children in Inner-City
Los Angeles, v. 277 JAMA 636 (1997)
This study noted that in 1992, 25.6% of Latino children were uninsured
in the United States compared to 9.8% of uninsured non-Hispanic White children
and 13.6% of uninsured Black children.(46) The authors attribute a decrease
in the amount of uninsured Latino children (in 1992) to the expansion of
Medicaid eligibility standards. From August to December 1992, the authors
conducted a survey of Latinos in two inner-city areas of Los Angeles (East
and South Central Los Angeles).(47) A multistage cluster sampling design
was used with a replicated quota sampling. The researchers obtained data
from 817 eligible representative households. The study aimed to look at
insured as well as uninsured children. Four categories of children were:
1. Uninsured since birth; 2. Continuously enrolled in Medi-Cal (California's
Medicaid program) since birth; 3. Recently been insured as well as those
who are not insured continuously; and 4. Private insurance coverage.(48)
The study showed that the eligibility for Medicaid was greatest for children
whose parents were illegal residents (due to greater poverty).(49) Also,
children whose parents were United States citizens were more likely to
have continuos Medicaid enrollment or private insurance.(50)
There was a strong correlation between children who received continuos
medial care and who had continuos medical coverage. This study found, in
contrast to other studies, that a parent's language or residency did not
have a consistent impact on the measure of children's access to health
care. The researchers, based on their findings, agree with recent literature
that cite/site lower socio-economic status as well as lack of insurance
coverage as barriers to children receiving adequate health care.
|
| Glenn
Flores et al., Access Barriers to Health Care for Latino Children, Amer.
J. of Diseases of Children (1998).
This study focused on identifying access to health care barriers for
Latino children. A cross sectional survey was conducted on parents of 203
children who visited a pediatric Latino clinic at an inner-city hospital.(51)
Parents were asked to name the greatest barrier to health care for their
children. Language came in first by 26% and no medical insurance came in
third with 13%.(52) From the group studied, 43% of the children were uninsured,
more than half had some type of pubic insurance, and only 4% had private
insurance.(53) The authors concluded that the greatest barrier to health
care access for Latino children was language. Lack of health insurance
came in fifth on the list.(54) One in five Latino parents said they did
not bring their child to the clinic in the past because they could not
afford it.(55) Some of the parents, of the uninsured children, worked but
did not earn enough to pay for insurance but earned too much for their
children to qualify for Medicaid.
The authors acknowledged that there were limitations to their study.
I believe these limitations had a great impact on the result of their study.
I find it very hard to accept that language versus lack of insurance played
a bigger role in children not receiving medical care. Even if every hospital,
clinic, or doctor's office had someone who spoke Spanish, I think the number
of kids not receiving medical care would still be large mostly due to lack
of medical insurance.
|
| Robert
Coulam et al., Managing Access: Extending Medicaid to Children Through
School-Based HMO Coverage, v. 18 Health Care Financing Rev. 149 (Spring
1996).
This study was conducted to see how a health maintenance organization
(HMO) could be used to improve health care access of children. The researchers
looked to examine the transition of children who had Medicaid for a short
period of time but then go uninsured. The study found that almost 87% of
children who are disenrolled from insurance plans are due to movement of
children eligibility requirements.(56) Children usually age out of the
plan criteria or graduate. The authors suggested that expanding the coverage
eligibility (age and geography) would cut down on the amount of disenrollment
of children. The article noted that with increased of coverage of children
there has been a decrease in the use of ERs. The author found that to be
a sign that health care access was improving because parents took their
children to doctors in the initial stages of an illness versus rushing
them to the ER at later (and more detrimental) stages of the illness.
A multivariate analysis was used to compare access, utilization, and
satisfaction between children who were enrolled in this study's demonstration
and children in: Medicaid; private insurance; other types of insurance;
and uninsured.(57) Overall, the results showed that uninsured children
had better access to health care.(58) This was a quite good research report.
It showed that by providing better coverage for children: 1. Their visits
to the doctors will increase and 2. The ER will be used for emergency situations
rather than for ordinary checkups for children.
|
| Donna
Langill and Sunny Kim Dubois, Esq., Medicaid Managed Care: An Advocate'sGuide
for Protecting Children, Chap 11 Ensuring Health Care for Children Through
(1996).
The authors of this chapter suggest several helpful ways that advocates
can get personally involved and help to improve health care system and
access for children. The authors gathered their data from other advocates
who used these techniques. An idea is for advocates to state data to document
problems in Medicaid managed care programs. Ways to obtain such data are
through informal requests of Freedom of Information Act requests.(59) States
operating Medicaid programs require a finding of data to ensure meeting
federal requirements. Advocates can gather their own data to document problems
by using toll-free numbers, ombudsman programs, private surveys, or testing
the system (example calling managed care plans; request appointment, see
how long takes to see a plan physician).(60)
Another great idea was establishing a "Health Care for All's Helpline"
a Boston based health advocacy organization, runs a Helpline to aid callers
who have health care access and financing problems.(61) Establishing this
elsewhere would help in remedying the problem of people whose children
qualify for Medicaid but do not know it. This book and chapter provides
phone numbers for people and organization who can be contacted regarding
further information on establishing advocacy programs or locating advocacy
programs/organizations within one's community. Within the chapter, along
with the suggested ideas, personal stories were included to show the implementation
of the plans and their levels of success. The stories are provided by advocates
across the country who are sharing their successes in helping to improve
health care access for children. This a very large but well organized and
extremely helpful guide.
|
Sarah
Jones, Hospital
Van Adds Dental Care - Service for Uninsured Local Children Giving Check-ups,
Education,
http://daily.stanford.org/Daily96-97/2-26-97/NEWS/
NEWdental26.html,
(last visited Dec. 3, 1998)
This article shows that there are people in America who are trying to
make a difference in the lives of uninsured children on a local level.
Medically uninsured children are receiving free health care services from
a mobile van that visits its neighboring communities. The van is staffed
by physicians and nurses from the Lucile Salter Packard Children's Hospital.(62)
Services that the van offers include fluoride treatments; dental checkups;
referrals to dentists; immunizations; and physical checkups. The van visits
a different community weekly. Uninsured children ranging from infancy to
age 18 are treated by this van.
In the first year of the van's service, the physicians have helped 2,200
children.(63) The people providing this service are an example of something
that local citizens can do to help children in their communities. This
service should be looked at as what can be achieved by people giving of
their time and hospital sharing some of their resources. Many people speak
about the ill of uninsured children but very little take an active role
in changing their condition. Well, the people at the Lucile Salter Children's
Hospital and the Foothill College dental program are taking an active stance
to improve the conditions of uninsured children. Others should follow their
example.
|
| ENDNOTES
1. Department of Health and Human Services, Chartbook
on Children's Insurance Status, 2
2. Id at 2
3. Id at 12
4. Id at 5
5. Sara Rosenbaum, 140 U. Pa. L. Rev. 1871
6. Id at 1871
7. Id at 1871
8. U.S. Census Bureau, Low Income Uninsured Children by State, 1-4
9. Laura Summer, Center on Budget and Policy Priorities, 1
10. Id at 1
11. Id at 2
12. Margaret E. Weigers, MEPS Chartbook No. 1 Children's Health 1996:
Health Insurance:Access to Care: Health Status, 6
13. Id at 7
14. Id at 7
15. Id at 8
16. Id at 8
17. Id at 8
18. Id at 9
19. Id at 9
20. Id at 9
21. Id at 11
22. Id at 11
23. Joshua M. Wiener, Brookings Dialogue on Public Policy: Improving
Access to HealthServices for Children and Pregnant Women, Ch 3, 17
24. Id at 18
25. Rev. Raymond C. O'Brien, 33 U. Louisville J. Fam. L. 574
26. Id at 579
27. Id at 606
28. Children's Defense Fund, 14 Things You Should Know About the New
Child Health Program, 2
29. Id at 3
30. National Institute of Mental Health, Managed Care for Children:
Medicaid and the Uninsured, 1
31. Id at 2
32. Id at 2
33. Id at 2
34. White House, The White House: Office of the Press Secretary, 1
35. Id at 1
36. Id at 10
37. Id at 2
38. Anna Wermuth, 29 Loy. U. Chi. L. J. 465
39. Id at 466
40. Id at 466
41. Id at 494
42. Id at 526
43. Healthy Families, Healthy Families State Plan Summary: Helping Uninsured
Children 2
44. Id at 3
45. Id at 4
46. Neal Halfon, 277 J. of the Amer. Med. Assoc. 2
47. Id at 2
48. Id at 3
49. Id at 5
50. Id at 5
51. Glen Flores, Amer. J. of Diseases of Children 1
52. Id at 1
53. Id at 3
54. Id at 6,7
55. Id at 6
56. Robert F. Coulam, 18 Health Care Financing Rev. 8
57. Id at 11
58. Id at 14
59. Donna Langill, Medicaid Managed Care: An Advocates Guide for Protecting
Children, Ch 11, 3
60. Id at 5,6
61. Id at 8
62. Stanford Daily, Hospital Van Adds Dental Care-Service for Uninsured
Local Children Giving Check-Ups, Education, 1
63. Id at 1 |
|